A record 14.5 million people have signed up for 2022 health care coverage through the federal Affordable Care Act marketplaces during the most recent open enrollment period from November 1, 2021 to January 15, the Centers for Medicare and Medicaid Services announced this week.
Of that total, 5.8 million have newly gained coverage. CMS credited the American Rescue Plan with lowering average monthly premiums for HealthCare.gov consumers by 23% compared to the 2021 enrollment period that ended before the ARP passed.
January 15 marked the end of the 2022 OEP for the 33 states using HealthCare.gov, as well as many of the state-based marketplaces. Enrollment remains open in Washington D.C. and five states – California, Kentucky, New Jersey, New York and Rhode Island – through January 31.
In addition, to date, Washington D.C., Colorado, Marylan, and New York have established COVID-19 Special Enrollment Periods (SEPs) that allow uninsured consumers to sign up for coverage past the initial OEP end dates.
Of the 14.5 million people who have enrolled in marketplace coverage through January 15, 10.3 million live in the 33 states using HealthCare.gov and 4.2 million people live in the 17 states (and Washington D.C.) with state-based marketplaces using their own platforms. To date, three million new consumers that were previously not enrolled in health coverage gained coverage nationwide, a 17% increase compared to the end of the 2021 OEP, according to CMS.