Couple working on savingsIt’s inevitable. In every life a little rain must fall. I’m not talking about floods or a Noah’s ark-type deluge, but more like the kind of unexpected shower that really messes up your day. The kind that comes with an equally unexpected price tag.

Like when your car makes a “funny” noise that ends up being a $400 repair Or when the family pet has an emergency requiring a quick trip to the vet’s office.

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Or when winter takes a nasty turn and as the temperature plunges your heating bill skyrockets.