A doctor sitting in the waiting room with her patient and explaining a bill.You often hear that going without health insurance is one of the biggest financial mistakes you can make. And there’s a lot of truth to that.

Without health insurance, you could get stuck with thousands of dollars in bills if you get injured or fall ill and need extensive care. And while insurance can be expensive — especially if you don’t work for a company that subsidizes its cost — it can more than pay for itself when emergencies strike.

But even patients with health insurance can face costly bills. In a recent Aflac survey, 51% of households in which everyone has health insurance still faced out-of-pocket costs over the past year. And 19% of those households faced costs over $1,500. Ouch.

Even if you have health insurance, it’s important to save up for expenses you might incur. Here are some of the costs to sock money away for.

read more..