Health insurance has gotten slightly more expensive during the pandemic: A new survey shows that annual family premiums for employer-sponsored health insurance rose 4%, to an average of $22,221 this year.
Of that amount, employees paid an average of nearly $6,000 toward the cost of coverage, while employers paid the remainder of the premium.
But there was some good news: The Kaiser Family Foundation survey of nearly 1,700 small and large companies also showed that there was an increase in workplace health benefits such as mental health services and telemedicine during the COVID-19 pandemic.
“In a year when the pandemic continued to cause health and economic disruption, there were only modest changes in the cost of employer-provided health benefits,” said Gary Claxton, KFF senior vice president and director of the Health Care Marketplace Project.
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“Some employers adapted their plans to address mental health and other challenges facing their workers due to COVID-19,” Claxton added in a KFF news release.
The 4% premium increase is close to the increase in workers’ wages, at 5%, and inflation, at 1.9%, this year, but average family premiums have jumped 47% since 2011, outpacing increases in wages, at 31%, and inflation, at 19%, the survey found.