Money wasted down sinkNo one intentionally opens up their wallet and throws their cash directly down the drain. But some spending habits have the potential to feel like the equivalent.

Here’s the catch: What may be “throwing money down the toilet” for one person might not be for another. Some may allot more flex spending for restaurants or boutique fitness classes, and that’s OK. As long as it’s a healthy spending habit within the predetermined budget, who’s to say it’s a waste?

But not all of us are budget brainiacs. Here are some common spending habits where many of us waste money without even realizing it.

Set it and forget it is great when it comes to automating your personal finances, but it’s less than ideal when it comes to subscription services. Seventy percent of American homes have at least one streaming service subscription, and the average U.S. subscriber watches just over three services.